Some time ago I decided to leave corporate life and become self-employed. In the company where I worked I had most of my insurance needs covered by company benefits. The only insurance I was paying for myself was my car insurance which wasn’t that bad.

When I was leaving the corporate world I knew that insurance is not an easy subject. But I didn’t think that this could be that getting right insurance could be ridiculously complex and messed up.

Since I spent significant part of my life in ex-USSR country I have quite solid experience in digging up all the details of a product I’m getting. But even for me understanding how the system works and where it could fail specifically for my case took me very significant time.

That’s why I decided to start this simple site and put my thoughts about US insurance system in writing.